We're about more than mortgages.
We understand the meaning of home.
Home Starts Here

Just The Facts

Get to know one of America's favorite online mortgage lenders.

Details, please

Mortgage Lenders of America employs over 300 lending professionals trained to help buyers make informed, confident decisions about their mortgage selection. Our team is experienced with government loans (FHA, VA, USDA) as well as Conventional loans. We offer loan options for primary residences, 2nd homes and investment properties.

In 2018, Zillow Group acquired Mortgage Lenders of America to offer home buyers a seamless and streamlined mortgage process, helping them close more quickly and with more certainty. As part of Zillow Group, which houses a portfolio of the largest and most vibrant real estate and home-related brands on the web and mobile, we will continue our commitment to delivering best-in-class service and hope to bring innovative and simplified solutions to the home buying experience. 


Whether you're looking to purchase a new home or refinance, we have the products and expertise to make it happen. And with the ability to handle all aspects of the loan in-house, borrowers can expect a quicker, more efficient path to closing.*


  • Recognized by Kansas City Business Journal as one of the Fastest Growing Area Businesses and Top Area Private Companies - 2018
  • Recognized as a Top Mortgage Employers from National Mortgage Professional Magazine - 2018
  • Honored among Kansas City's Best Places to Work in 2017 by The Kansas City Business Journal
  • Funded over 30,000 loans in the United States since 2000
  • Consistently achieved customer satisfaction rating above 96% in 2017 based on funded loan survey
  • Multi-year winner of #1 Purchase Lender distinction on LendingTree 
  • Awarded Top 10 Customer Satisfaction - Home Lending by Lending Tree Q4 2016
  • Recognized as Best in Online Lending - USA 2016 by BUILD magazine
  • Inc. Magazine recognized MLOA as one of America's 5,000 fastest growing companies
  • Kansas City Business Journal recognized MLOA as one of the Fastest Growing Area Businesses and Top Area Private Companies


 *Based on average time from submission to funding compared to national averages as published by Ellie Mae (December 2017).

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Fill out a Pre-Approval form and start searching with confidence.

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  • Determine what you can afford and focus your house-hunting efforts
  • Demonstrate to the seller that you have taken the intial steps to obtain a home loan which can be an advantage over other offers
  • Eliminate surprises; sometimes the pre-approval process can uncover minor issues that are easy to fix and help you get started on the right foot
  • It's free, takes just a few minutes and there's no obligation
  • Apply now!

To calculate your debt-to-income ratio, add up all your monthly debt payments and divide them by your gross monthly income.

Private Mortgage Insurance (PMI) is a policy which protects lenders or investors from possible loan default and is determined based on the loan to value ratio of the loan in question.

Home is more than a house. It's where we dig in our roots, raise a family, and take charge of our financial future. It's where our kids grow up, and we - hopefully - grow wiser.

At Mortgage Lenders of America, we know what home means to you. That’s why we provide an uncommon degree of attention and expertise. It’s why we offer an array of loan products, plus resources like custom mortgage calculators. And why we craft every loan to fit the unique circumstances of each customer.

At the end of the day, there’s only one home. We’re here to help you find yours.