Home starts here.

Find a loan that fits your needs. Get started today with our simple pre-approval process.

 
 

Get Pre-Approved

It takes just a few minutes and there's no obligation.

 
 
1
Tell us about your loan
1. Loan Info
2
Tell us about your property
2. Property Info
3
Tell us about you
3. About You

Step 1 of 4

Velocify Lead Form - Universal

What is the purpose of this loan?(*)
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Do you currently rent or own?(*)
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Which best describes your situation?
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What is the reason for refinance?(*)
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Type of Property(*)
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Property Use(*)
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Estimated value of the property?(*)
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Property State(*)
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How much do you expect to have for a down payment?
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Estimated value of your property?(*)
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Approx. Equity in the property
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Do you know your credit score?(*)
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Please provide your score:(*)
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Have you declared bankruptcy in the past two years?(*)
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Type?(*)
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Date of discharge(*)
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Have you had a foreclosure in the last 3 years?(*)
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Date of resolution(*)
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Do you have any outstanding judgments or tax liens?(*)
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Do you have a payment plan in place or has it been settled?(*)
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Have you ever had revolving credit such as credit cards?(*)
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Have you been delinquent on any credit card payments in last 12 months?(*)

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Have you ever had any other loans such as car loan or student loan?(*)
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Have you been delinquent on any loan payments in the last 12 months?(*)

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Have you ever held a home loan?(*)
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Have you been delinquent on any home loan payments in the last 12 months?(*)

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Approx. Monthly Income
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Active or previous U.S. Military service (by you or your spouse)?
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First name(*)
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Last Name(*)
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Preferred Phone(*)
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Email Address(*)
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Mailing address postal code(*)
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Street Address
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Mailing address city
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Mailing address state or locality(*)
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Would you be interested in text message (SMS) notifications?
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Just The Facts

Get to know one of America's favorite online mortgage lenders.

Details, please

Mortgage Lenders of America employs over 300 lending professionals trained to help buyers make informed, confident decisions about their mortgage selection. Our team is experienced with government loans (FHA, VA, USDA) as well as Conventional loans. We offer loan options for primary residences, 2nd homes and investment properties.

Products:

Whether you're looking to purchase a new home or refinance, we have the products and expertise to make it happen. And with the ability to handle all aspects of the loan in-house, borrowers can expect a quicker, more efficient path to closing.*

Accolades:

  • Funded over 30,000 loans in the United States since 2000
  • Consistently achieves customer satisfaction ratings about 94%**
  • Multi-year winner of #1 Purchase Lender distinction on LendingTree 
  • Awarded Top 10 Customer Satisfaction - Home Lending by Lending Tree Q4 2016
  • Recognized as Best in Online Lending - USA 2016 by BUILD magazine
  • Inc. Magazine recognized MLOA as one of America's 5,000 fastest growing companies
  • Kansas City Business Journal recognized MLOA as one of the Fastest Growing Area Businesses and Top Area Private Companies

*Based on average time from submission to funding compared to national averages as published by Ellie Mae Nov 2016

**Based on funded loan survey data

To calculate your debt-to-income ratio, add up all your monthly debt payments and divide them by your gross monthly income.

Private Mortgage Insurance (PMI) is a policy which protects lenders or investors from possible loan default and is determined based on the loan to value ratio of the loan in question.

Know More

Check out loan calculators, videos, tips, and articles to ensure you're up to speed.

Educate Me

To calculate your debt-to-income ratio, add up all your monthly debt payments and divide them by your gross monthly income.

Private Mortgage Insurance (PMI) is a policy which protects lenders or investors from possible loan default and is determined based on the loan to value ratio of the loan in question.