Pre-Approval Application
Loan Origination ManagerErik Lorfing
(913) 387-5849
elorfing@mloausa.comNMLS# 131793
Will this be a joint application?(*)
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Who is completing the application now?(*)
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Personal Information

First Name(*)
Required
Middle Name
Required
Last Name(*)
Required
Active or previous U.S. military service?
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What Branch of Service?
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Years Served
Please enter whole numbers.
Social Security Number(*)
Required
Date Of Birth(*)
Required
Phone Number
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Email Address(*)
Required
Marital Status
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Relationship to Borrower?
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First Name(*)
Required
Middle Name
Required
Last Name(*)
Required
Active or previous U.S. military service?
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What Branch of Service?
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Years Served
Please enter whole numbers.
Social Security Number(*)
Required
Date Of Birth(*)
Required
Phone Number
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Email Address(*)
Required
Marital Status
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(*) indicates required field

Dependents

Do you claim any dependents on your tax return?
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Number Of Dependents
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Dependent 1 Age
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Dependent 2 Age
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Dependent 3 Age
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Dependent 4 Age
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Does Borrower 2 claim any dependents on your tax return?
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Number Of Dependents
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Dependent 1 Age
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Dependent 2 Age
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Dependent 3 Age
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Dependent 4 Age
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(*) indicates required field

Shopping Details

What is your time frame for purchase?
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What type of home are you looking to purchase?
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In which state will you be buying? (*)
Required
In which county will you be buying?
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Is this your first home purchase?
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What is the maximum monthly payment you’re comfortable with?
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Will any portion of your down payment be from a gift you received?
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Name Of Gift Giver
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Which of the following is most important to you?
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Are you currently working with a realtor?
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Would you like for us to recommend a realtor?
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What is your agent's name?
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What is your agent's email?
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What is your agent's phone number?
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What is the best way to contact you?
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When is the best time to call you?
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(*) indicates required field

Residence History

Street Address
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City
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State
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Zip Code
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What is your current home status?
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Current Monthly Payment
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Have you lived at your current address more than 2 years?
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What was the move-in date for this property?
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Street Address
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City
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State
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Zip Code
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Previous Residence Status
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Previous Monthly Payment
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What was the move-in date for your previous property?
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Street Address
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City
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State
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Zip Code
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Have you lived at your current address more than 2 years?
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What was the move-in date for this property?
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Street Address
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City
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State
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Zip Code
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What was the move-in date for your previous property?
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(*) indicates required field

Employment History

Employment Type
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Job Title
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Employer Name
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Employer Address
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Employer Address 2
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Employer City
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Employer State
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Employer Zip Code
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Employer Phone Number
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Have you worked for this employer for more than 2 years?
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When did you start your current job?
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Start Date
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End Date
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Employment Type
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Job Title
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Employer Name
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Employer Address
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Address 2
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Employer City
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Employer State
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Employer Zip Code
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Employer Phone Number
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Employment Type
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Job Title
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Employer Name
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Employer Address
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Employer Address 2
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Employer City
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Employer State
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Employer Zip Code
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Employer Phone Number
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Have you worked for this employer for more than 2 years?
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When did you start your current job?
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Start Date
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End Date
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Employment Type
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Job Title
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Employer Name
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Employer Address
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Employer Address 2
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Employer City
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Employer State
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Employer Zip Code
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Employer Phone Number
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(*) indicates required field

Income, Assets, and Debt

Gross Monthly Income
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Do you pay or receive alimony?
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What is the monthly alimony amount you receive?
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What is the monthly alimony amount you pay?
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Do you pay or receive child support?
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What is the monthly child support amount you receive?
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What is the monthly child support amount you pay?
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Do you have any outstanding debt to the IRS?
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Do you have a payment plan in place?
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Additional monthly income such as rental properties?
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What is the source of your additional monthly income?
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Total Monthly Debt Obligation (student loans, car loans, credit cards)
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Total Liquid Assets Amount (checking, savings, money market)
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Other Investments Amount (IRAs, 401k/other retirement, other investments)
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Gross Monthly Income
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Do you pay or receive alimony?
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What is the monthly alimony amount you receive?
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What is the monthly alimony amount you pay?
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Do you pay or receive child support?
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What is the monthly child support amount you receive?
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What is the monthly child support amount you pay?
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Do you have any outstanding debt owed to the IRS?
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Do you have a payment plan in place?
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Additional monthly income such as rental properties?
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What is the source of your additional monthly income?
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Total Monthly Debt Obligation (student loans, car loans, credit cards)
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Total Liquid Assets Amount (checking, savings, money market)
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Other Investments Amount (IRAs, 401k/other retirement, other investments)
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(*) indicates required field

Fair Lending

The purpose of collecting this information is to ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information but are encouraged to do so. The law provides that we may not discriminate either on the basis of this information or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Sex
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Ethnicity
Required
Ethnicity Continued
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Enter origin such as Argentinean, Columbian, Dominican, Nicaraguan, Salvadoran, Spaniard, and so on.
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Race (check one or more)
Required
Enter name of enrolled or principal tribe
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Enter race such as Hmong, Laotian, Thai, Pakistani, Cambodian, and so on.
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Enter race such as Fijian, Tongan, and so on.
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The purpose of collecting this information is to ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information but are encouraged to do so. The law provides that we may not discriminate either on the basis of this information or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Sex
Invalid Input
Ethnicity
Required
Ethnicity Continued
Invalid Input
Enter origin such as Argentinean, Columbian, Dominican, Nicaraguan, Salvadoran, Spaniard, and so on.
Invalid Input
Race
Required
Enter name of enrolled or principal tribe
Invalid Input
Enter race such as Hmong, Laotian, Thai, Pakistani, Cambodian, and so on.
Invalid Input
Enter race such as Fijian, Tongan, and so on.
Invalid Input
(*) indicates required field

Declarations

Do you have any outstanding judgments against you?
Required
Have you declared bankruptcy in the last 7 years?
Required
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Required
Are you involved in a lawsuit?
Required
Have you been obligated on any loan that resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
Required
Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond or loan guarantee?
Required
Are you obligated to pay alimony, child support, or separate maintenance?
Required
Will any part of your down payment be borrowed?
Required
Are you a co-maker or endorser on a note?
Required
Are you a U.S. citizen?
Required
Are you a permanent resident alien?
Required
Do you intend to occupy the property as your primary residence?
Required
Have you had an ownership interest in a property in the last 3 years?
Required
What type of property did you own?
Required
How did you hold title to the home?
Required
Do you have any outstanding judgments against you?
Required
Have you declared bankruptcy in the last 7 years?
Required
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Required
Are you involved in a lawsuit?
Required
Have you been obligated on any loan that resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
Required
Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond or loan guarantee?
Required
Are you obligated to pay alimony, child support, or separate maintenance?
Required
Will any part of your down payment be borrowed?
Required
Are you a co-maker or endorser on a note?
Required
Are you a U.S. citizen?
Required
Are you a permanent resident alien?
Required
Do you intend to occupy the property as your primary residence?
Required
Have you had an ownership interest in a property in the last 3 years?
Required
What type of property did you own?
Required
How did you hold title to the home?
Required
(*) indicates required field

Authorization

I understand that checking this box constitutes a legal signature confirming that I hereby authorize and instruct Mortgage Lenders of America, L.L.C. NMLS ID #10287 (MLOA) to obtain and review my credit report. My credit report will be obtained from a credit reporting agency chosen by MLOA. I understand and agree that MLOA intends to use the credit report for the purpose of evaluating my financial readiness to purchase or refinance a home. My electronic signature and date represent said authorization.(*)
Required
Signature(*)
Required
Today's Date
Required
I understand that checking this box constitutes a legal signature confirming that I hereby authorize and instruct Mortgage Lenders of America, L.L.C. NMLS ID #10287 (MLOA) to obtain and review my credit report. My credit report will be obtained from a credit reporting agency chosen by MLOA. I understand and agree that MLOA intends to use the credit report for the purpose of evaluating my financial readiness to purchase or refinance a home. My electronic signature and date represent said authorization.(*)
Required
Signature(*)
Required
Today's Date
Required
(*) indicates required field