Loan Underwriter

About the role

You are an Underwriter. You understand the valuable role you play in the mortgage lending process and you take that responsibility quite seriously. At Mortgage Lenders of America, a Zillow Group company we believe we make a difference in the lives of customers seeking to buy a home. We are hiring in Kansas City and seek underwriting professionals who feel the same. We 'Do The Right Thing' and we seek Underwriters who conduct business with ethics and integrity.

As a Mortgage Loan Underwriter, you are responsible for underwriting a variety of loans including, Conventional, FHA, USDA and VA loans following established guidelines. This role evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines ensuring investor eligibility and salability. Our Underwriters are service-focused with superior time-management and communication skills. They are always in the weeds and can easily pivot to the changing needs of the business. We require that our Underwriters be flexible, and can maneuver the complexities of the mortgage business/industry ever-changing guidelines.

  • You have 2+ years experience underwriting conventional, FHA, USDA and VA loans
  • Your strengths include analytical decision-making, problem-solving, prioritizing your workload
  • You thrive in a fast-paced, high-stakes environment and know how to handle pressure and deadlines
  • You are a great teammate and enjoy the professional relationships with coworkers
Who You Are

The role of the Underwriter is to conduct a thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans. Additional responsibilities include:

  • Review resubmitted files and documents
  • Make and issue independent compliant loan decisions
  • Enter information into Loan Origination System to document the file
  • Maintain company service level and turn-time standards
  • Maintain confidentiality with private and sensitive information
  • Respond to audits and post-closing issues on time
  • Maintain working and specific knowledge of agency and investor guidelines and policies and regulatory and market changes
  • Collaborate with processing staff on underwriting deficiencies and calculation errors and loan processors regarding acceptable credit documentation

About the Team

We work together. We help each other out and we share information and research with each other so that we’re all on the same page. We are committed to doing a great job! We take our responsibility seriously, and our goal always is to protect the interest of the company. We have fun and we all have our own funny sense of humor. Bottom line, we have each other backs.

Get to Know Us

Zillow Group houses a portfolio of the largest and most vibrant real estate and home-related brands on the web and mobile. Our mission is to build the largest, most trusted and vibrant home-related marketplace in the world.

Zillow Group is owned, fueled and grown by innovators who help people make better, smarter decisions around all things home. We encourage one another at every level, and our efforts are supported by employee-driven, world-class benefits that enable us to enjoy our lives outside the office while building fulfilling careers that impact millions of individuals every day.

Mortgage Lenders of America (MLOA) is a rapidly growing national provider of online mortgage lending services, located in Overland Park, KS. Founded in 2000, MLOA has funded over 30,000 loans in the United States and consistently achieves customer satisfaction ratings above 94% based on loan survey data. MLOA is a multi-year winner of the #1 Purchase Lender award from LendingTree and was recognized as a Top Ten Customer Service lender by LendingTree in Q4 2016. Named one of 2017 Best Places to Work in Kansas City by the Kansas City Business Journal.

Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. Therefore, we provide employment opportunities without regard to age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, or any other protected status in accordance with applicable law. If there are preparations we can make to help ensure you have a comfortable and positive interview experience, please let us know.

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